Have you ever wondered what is the difference between a mortgage broker and a mortgage specialist from the bank? Which will serve you the best? Well let’s talk.
A mortgage specialist from your specific bank can only offer their own products. However working directly with your bank gives you more control and can potentially cost less.
A individually employed mortgage broker can present multiple mortgage options. They essentially “shop” around, negotiate for you & present the lowest rate on the market.
The best thing to do is research your options, ask your bank, talk to a mortgage broker & choose someone you trust. Buying a house is an investment and we are here to help guide you with all the possibilities.